California Low Income Health Insurance

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There is a substantial rise in the number of young people suffering from ailments owing to various factors such as improper lifestyles, stress, and lack of exercise. The medical field has progressed rapidly. There are solutions for most of the physical disorders. But at the same time,  health  insurance expenses are continuously rising, making it increasingly difficult for people belonging to low-income groups to seek timely medical help. Many people believe that obtaining a  health  insurance is beyond their means.  Health  insurance offers financial security to people in case of sudden  health  problems. There is a plethora of  health  insurance companies in the state of California, making the market extremely competitive. It is mandatory by law for every individual in California to have some form of medical coverage. The state has  health  insurance programs to provide affordable insurance to people belonging to low income groups.

In California, low-income individuals can opt for the Medicaid program. This program is developed by the federal government to bring maximum number of uninsured people under the  health  insurance cover. The state and the federal government provide funds to run this program. Individuals can obtain an application form from the office of Division of Family services. Individuals are required to provide some documents to qualify for this program. This program takes care of various  health  insurance requirements of the individuals and their families. Some employers do not provide insurance to the families of their employees. Medicaid program is a viable option for such employees.

California Managed Risk Medical Insurance Board (MRMIB) strives to provide affordable and quality  health  insurance to people. The Healthy Families Program (HFP) of MRMIB offers inexpensive  health , dental and vision coverage to children belonging to low-income groups. The state and federal government financially supports this program. The Access for Infants and Mothers (AIM) program of MRMIB offers affordable  health  insurance coverage to uninsured pregnant women from low-income groups. Their infants are also covered under this program.

It is advisable to do some research to find the best affordable  health  coverage plan before opting for one.


Source by Steve Valentino



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