How many times have you heard that “money is not enough and I am not happy with my
When something is at fault, there is always someone to be blamed. Let’s think about it, before pointing finger to others, look at yourself what have you done. Let me share with you, recently I open a poll in a well known
It kept me thinking for awhile and I think you may know how important it is to budget and manage your money. No doubt that there are still many people I know still don’t keep track of their expenses. Hmm…I use to think, if everyone is practicing, personal
To get a picture why these good personal
1. Not taking action and lazy to get started
Lazy could be the number one reason. They simply do not want to take action to get it started, all sort of excuses popup such as lack of time or rather spend the time in leisure to rest or do things they always wanted to do. In fact, the first step to get started will not take you long to plan and budget your day-to-day financial affairs. Despite doing all these planning will enable you to do the things that bring you satisfaction and enjoyment in later days. After all, it is completely up to you to take the first step. In my opinion, I think everyone should track where their money goes and I have not met people who is good in their
2. Get lazy along the way
I know I know is lazy again. The second big obstacle required discipline and you may lost focus follow through. At this stage, even though you have make the right move to get started, but along the way you get lazy and the intention to give up is strong.
Since many will give up at this stage, if you continue to sticks to your goals, you’ll will be better off others. You can cultivate good habits to keep you stay focus, for example, writing journal to remind you to sticks to your goals like I did, to blog about personal
See, this works for me, there is other ways to stay motivated, such as keep yourself a to-do-list all the time to force a daily routine to track your expenses. You can take about a minute or two a day after dinner or before you go to bed to list down what you had spend for the day.
3. It is not the right time yet
I know you may have a better important things to take care, you may thought of it is not important enough to take care personal
I always heard this anywhere in self development books or website -> “most people don’t plan to fail; they just fail to plan.” So, it reminds me that if I fail to plan, I will fail to reach my financial goals.